Tis the season. Christmas and New Year are just around the corner. The end of an old year and the beginning of a new year. The tips covered in this post not only apply to Christmas but also to any occasion where gift buying may be called for. Everyone likes receiving gifts no matter the occasion. It could be a…
Most of us are familiar with what a credit card is. We may own several or know someone who has one. When you hear the words credit card, you may have a variety of emotional responses based on your experience or the stage you’re in in your life. If you’re a child, you may be longing for the day to…
Taking care of elderly parents can be very taxing, especially depending on their quality of health. It can also be very difficult for elderly parents who find themselves losing their independence as they get older. Elderly parents may become frustrated not being able to do tasks they once found effortless, such as driving or climbing stairs with groceries. This can…
The world of insurance is complex and can be difficult to navigate. There are many different types of insurance. There are life, auto, bike, property, and renters insurance, just to name a few. If you can afford it, I guarantee that there is an insurance company or bank that is willing to insure anything you want. Back in 2004, supermodel…
Many people mistakenly confuse resilience with determination, but they are very different. Determination is described as “firmness of purpose.” While resilience is described as “the capacity to recover quickly from difficulties,” Resiliency is one quality I’ve put a lot of effort and energy into improving over the years. I’m not where I want to be yet, but I’m continuing to…
The inspiration for this blog post came from a conversation I was having with my cousin. The conversation was very insightful, to say the least. Before I go into the inspiration of our conversation, I will paint a picture of who she is for context. Paige is a twenty-three-year-old young woman born and raised in Canada by Jamaican parents. She’s…
If you’re not familiar with FIYUMONEY.COM, it is a personal financial blog I started in April 2020. There are many personal financial blogs and resources out there that talk about the technical aspect of personal finance. At the same time, not many blogs approach personal finance from an emotional standpoint. Which means many personal financial “gurus” assume that people make…
Many of us struggle with saving or wish we could save more. We know that it is important, and we tell ourselves that we will get to it eventually. Even if we do get to it, we start for a while and then later abandon it like a New Year’s resolution. These ten tips can help anyone, no matter where…
You may have kept a diary as a child to record your daily activities and vent about siblings and parents annoying you. Some people keep a journal as therapy to explore their thoughts while going through a difficult or a transitional time in their life. Even if you have never kept a journal or a diary, the idea is not…
Investopedia.com describes personal financial literacy as “the ability to manage personal finance matters efficiently, and it includes the knowledge of making appropriate decisions about personal finance, such as investing, insurance, real estate, paying for college, budgeting, retirement, and tax planning.” It’s easy to be intimidated by all these areas of personal finance. Some people decide to ignore them and take life as it comes….
Rohman Rory Hemley